North Carolina Jumbo Mortgages Home Loans

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These loans do not conform to the guidelines established by Fannie Mae or Freddie Mac or exceeds the conventional loan limit is called a Jumbo loan. These loan amounts can go up to 2 million dollars. Loan to value limits for Jumbo loans range from 50% to 95% depending on the loan amount.

With this jumbo loan, borrowers can maximize their cash flow by making fixed rate interest only payments during the first five years of the 30 year jumbo loan. By freeing up their funds this loan program allows borrowers to direct their savings to short term investments or other interests. This can add up to substantial monthly savings and increased purchasing power.

Cash Out for Home Improvements or Debt Consolidation, etc.

Loan amounts range from $288,000-$2,000,000.

Fixed Rate - Fixed rate mortgage in a variety of terms up to $2,000,000 loan amount.

One Year Treasury ARM - One year adjustable rate mortgage that adjusts annually for loan amounts to $3,000,000.

3/1 Treasury ARM - Adjustable rate mortgage for loan amounts to $2,000,000 that has a fixed rate for the first three years and adjusts annually afterward.

5/1 Treasury ARM - Adjustable rate mortgage for loan amounts to $2,000,000 that has a fixed rate for the first five years and adjusts annually afterward.

7/1 Treasury ARM - Adjustable rate mortgage for loan amounts to $2,000,000 that has a fixed rate for the first seven years and adjusts annually afterward.